:root{--navy:#062346;--teal:#007c80;--bright:#08bdbd;--ink:#19334c;--muted:#506173;--line:#cfdddf;--mist:#f0f6f5;--yellow:#f6c541;--white:#fff}*{box-sizing:border-box}html{scroll-padding-top:24px}body{margin:0;background:var(--white);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:17px;line-height:1.65}a{color:inherit;text-underline-offset:5px}a:focus-visible,summary:focus-visible{outline:3px solid var(--teal);outline-offset:5px}a:hover{text-decoration-thickness:2px}img{display:block;max-width:100%;height:auto}p{margin:0 0 18px}h1,h2,h3{color:var(--navy);line-height:1.12;margin:0;text-wrap:balance}h1{font-size:clamp(40px,4.65vw,68px);letter-spacing:-2.7px;font-weight:750}h2{font-size:clamp(32px,3.1vw,44px);letter-spacing:-1.5px}h3{font-size:21px;letter-spacing:-.35px}strong{font-weight:700}.wrap{width:min(1180px,calc(100% - 80px));margin-inline:auto}.audience{background:var(--navy);color:#fff;font-size:12px;letter-spacing:.35px;padding:9px 0}.audience .wrap{display:flex;gap:12px;align-items:center}.audience-end{margin-left:auto;color:#d4e4e9}.header{display:flex;align-items:center;justify-content:space-between;gap:32px;min-height:116px;border-bottom:1px solid var(--line)}.brand{width:234px;flex-shrink:0;display:flex;align-items:center;min-height:44px}.header nav{display:flex;gap:30px}.header nav a{display:flex;align-items:center;min-height:44px;font-size:14px;font-weight:700;text-decoration:none}.header nav a:hover,.header nav a[aria-current="page"]{color:var(--teal);text-decoration:underline}.skip-link{position:absolute;top:-100px;left:16px;padding:12px 20px;background:var(--white);z-index:10}.skip-link:focus{top:12px}.hero{display:grid;grid-template-columns:1.35fr 1fr;gap:64px;align-items:start;padding-block:36px 60px}.eyebrow{font-size:12px;letter-spacing:1.9px;text-transform:uppercase;color:var(--teal);font-weight:700;margin-bottom:20px}.intro{font-size:21px;line-height:1.5;color:var(--ink);margin-top:24px}.hero-copy>p:not(.eyebrow):not(.intro):not(.release-note){max-width:550px;color:var(--muted)}.primary-cta{display:inline-flex;gap:24px;justify-content:space-between;align-items:center;margin-top:10px;min-height:54px;background:var(--teal);color:#fff;padding:12px 23px;text-decoration:none;font-weight:700;font-size:15px;border-radius:3px}.primary-cta:hover{background:var(--navy)}.primary-cta span{font-size:23px;font-weight:400}.release-note{font-size:13px;color:var(--muted);margin-top:12px;margin-bottom:0}.principle{align-self:stretch;display:flex;flex-direction:column;justify-content:center;background:var(--navy);color:#fff;padding:34px 32px;border-radius:4px}.panel-heading{display:flex;align-items:center;justify-content:space-between;margin-bottom:22px}.panel-heading .eyebrow{margin:0;color:#90e3df}.panel-mark{width:22px;height:5px;background:var(--yellow)}.principle h2{font-size:34px;letter-spacing:-1px;color:#fff;margin-bottom:28px}.bet-row{display:flex;gap:20px;align-items:center;border-top:1px solid #38516b;padding:22px 0}.bet-row p{margin:0;font-size:16px;line-height:1.65}.bet-row p span{color:#c8d8e5;font-size:14px}.bet-label{display:flex;align-items:center;justify-content:center;border:1px solid #6dd5d0;color:#9bebdf;width:62px;height:38px;flex-shrink:0;font-size:14px;font-weight:700;border-radius:2px}.bet-label.lay{color:#fff;border-color:#91a7bd}.panel-note{margin:0;padding-top:19px;border-top:1px solid #38516b;color:#c8d8e5;font-size:14px;line-height:1.6}.risk-strip{background:var(--mist);border-block:1px solid var(--line);padding:21px 0}.risk-strip p{margin-block:0;font-size:14px;line-height:1.7}.risk-strip strong{color:var(--navy)}.section{padding-block:86px}.basics,.questions{display:grid;grid-template-columns:1fr 1.75fr;gap:90px}.section-lead>p:not(.eyebrow){color:var(--muted);font-size:16px;margin-top:22px}.section-lead>p:last-child{font-size:14px}.explanation article{display:grid;grid-template-columns:34px 1fr;gap:22px;padding-bottom:28px;margin-bottom:28px;border-bottom:1px solid var(--line)}.explanation article:last-child{margin-bottom:0;padding-bottom:0;border:0}.step{font-size:13px;font-weight:700;color:var(--teal);padding-top:2px;font-variant-numeric:tabular-nums}.explanation h3{margin-bottom:12px}.explanation p{font-size:16px;color:var(--muted);margin-bottom:12px}.explanation p:last-child{margin-bottom:0}.guides-section{background:var(--mist);border-block:1px solid var(--line);padding-block:76px}.guide-heading{display:grid;grid-template-columns:1.1fr 1fr;gap:64px;align-items:end;margin-bottom:40px}.guide-heading p:last-child:not(.eyebrow){font-size:16px;color:var(--muted);margin:0}.guide-list{padding:0;margin:0;list-style:none;border-top:1px solid #b8cdce}.guide-item{display:grid;grid-template-columns:40px 1fr auto;gap:24px;align-items:center;padding:25px 0;border-bottom:1px solid #b8cdce}.guide-number{align-self:start;padding-top:3px;color:var(--teal);font-size:14px;font-weight:700}.guide-item h3{font-size:21px}.guide-item p{margin:8px 0 0;font-size:15px;color:var(--muted)}.status{font-size:12px;color:var(--muted);border:1px solid #b8cdce;border-radius:3px;padding:4px 10px;white-space:nowrap}.faq-list{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line)}summary{cursor:pointer;list-style:none;display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px;padding:20px 0;font-weight:700;font-size:18px;color:var(--navy);line-height:1.4}summary::-webkit-details-marker{display:none}summary:after{content:'+';font-size:26px;font-weight:400;color:var(--teal)}details[open] summary:after{content:'−'}summary:hover{color:var(--teal)}.answer{padding:0 32px 20px 0;font-size:16px;color:var(--muted)}.answer p{margin:0}.safer{background:var(--navy);color:#d4e4e9;padding-block:58px}.safer-inner{display:grid;grid-template-columns:1.35fr 1fr;gap:90px}.safer .eyebrow{color:#90e3df;margin-bottom:14px}.safer h2{font-size:31px;color:#fff;margin-bottom:20px;letter-spacing:-.8px}.safer p{font-size:15px;margin-bottom:0}.support{border-left:1px solid #38516b;padding-left:38px;align-self:center}.support a{display:inline-flex;gap:26px;align-items:center;min-height:48px;color:#fff;font-size:15px;font-weight:700;margin-top:14px}.footer{display:flex;gap:32px;justify-content:space-between;align-items:center;padding-block:32px;font-size:12px;color:var(--muted)}.footer div{display:flex;flex-direction:column;line-height:1.7}.footer strong{font-size:20px;color:var(--navy)}.footer p{margin:0}.footer a{display:flex;align-items:center;min-height:44px;white-space:nowrap}@media(min-width:1600px){.hero{padding-block:85px}}@media(max-width:1000px){.wrap{width:calc(100% - 48px)}.hero{gap:32px;grid-template-columns:1.15fr 1fr;padding-block:36px 48px}h1{font-size:48px;letter-spacing:-2px}.principle{padding:26px 22px}.principle h2{font-size:29px}.bet-row{gap:13px}.basics,.questions{gap:42px}.guide-heading{gap:40px}.safer-inner{gap:42px}.header nav{gap:20px}.brand{width:210px}}@media(max-width:700px){.wrap{width:calc(100% - 40px)}.audience-end{display:none}.header{min-height:0;gap:0;flex-wrap:wrap;padding-top:8px}.brand{width:210px}.header nav{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));width:100%;gap:6px 10px;padding-block:8px 14px}.header nav a{justify-content:center;text-align:center;font-size:12px;border:1px solid var(--line);border-radius:5px;padding:5px 7px}.hero{grid-template-columns:1fr;padding-block:30px 44px;gap:32px}h1{font-size:clamp(37px,8.8vw,56px);letter-spacing:-1.8px}.eyebrow{font-size:11px;letter-spacing:1.6px;margin-bottom:16px}.intro{font-size:19px;margin-top:22px}.hero-copy>p{font-size:16px}.hero-copy .release-note{font-size:12px}.primary-cta{font-size:14px;gap:20px;padding-inline:19px}.principle{padding:27px}.principle h2{font-size:30px}.bet-row{gap:20px;padding-block:19px}.risk-strip{padding-block:19px}.risk-strip p{font-size:13px}.section{padding-block:52px}.basics,.questions{grid-template-columns:1fr;gap:26px}h2{font-size:34px}.section-lead br{display:none}.section-lead>p:not(.eyebrow){margin-top:18px}.explanation article{gap:14px;grid-template-columns:26px 1fr;margin-bottom:24px;padding-bottom:24px}.explanation h3{font-size:20px}.explanation p{font-size:15px}.guides-section{padding-block:50px}.guide-heading{grid-template-columns:1fr;gap:20px;margin-bottom:28px}.guide-heading p:last-child:not(.eyebrow){font-size:15px}.guide-item{grid-template-columns:26px 1fr;gap:10px 14px;padding-block:24px;align-items:start}.guide-item h3{font-size:20px}.guide-item p{font-size:14px}.status{grid-column:2;justify-self:start;font-size:11px}.questions{gap:24px}summary{font-size:17px;min-height:70px}.answer{font-size:15px}.safer{padding-block:42px}.safer-inner{grid-template-columns:1fr;gap:26px}.safer h2{font-size:29px}.support{padding:24px 0 0;border-left:0;border-top:1px solid #38516b}.footer{flex-wrap:wrap;gap:14px;padding-block:26px}.footer p{order:3;width:100%}.footer a{margin-left:auto}}.panel-intro{color:#c8d8e5;font-size:16px;line-height:1.6;margin:0 0 22px}.benefits-section{background:var(--mist);border-block:1px solid var(--line);padding-block:54px}.benefits-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:30px;margin-top:34px}.benefits-grid h3{font-size:20px;margin-bottom:14px}.benefits-grid p{font-size:15px;color:var(--muted);margin:0}.example-section{border-top:1px solid var(--line);padding-block:68px}.outcomes{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.outcomes article{background:var(--mist);border:1px solid var(--line);border-radius:4px;padding:28px}.outcomes h3{margin-bottom:18px}.outcomes article>p:not(.outcome-total){font-size:16px;color:var(--muted)}.outcome-total{margin:24px 0 0;padding-top:16px;border-top:1px solid var(--line);font-size:16px}.outcome-total strong{display:block;color:var(--teal);font-size:36px;line-height:1.4}.example-summary{margin:24px 0 10px;font-weight:700;font-size:17px}.example-details .answer{max-width:950px}.answer p+p{margin-top:16px}.footer{flex-wrap:wrap}.footer div{margin-right:auto}@media(max-width:1000px){.benefits-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:30px}}@media(max-width:700px){.benefits-section,.example-section{padding-block:44px}.benefits-grid,.outcomes{grid-template-columns:1fr;gap:24px}.benefits-grid{margin-top:28px}.outcomes article{padding:24px}.example-summary{font-size:16px}.footer a{margin-left:0}.footer div{flex-basis:100%;margin-right:0}.footer p{order:3}.panel-intro{font-size:15px}}
.outcomes article{display:flex;flex-direction:column}.outcome-total{margin-top:auto}.answer a{display:inline-flex;align-items:center;min-height:44px}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important}}
